Ai, T., H. Dao, and V. Thanh. “FACTORS AFFECTING INDIVIDUAL CUSTOMERACCEPTANCE OF MOBILE BANKING SERVICES IN VIETNAM”. The EUrASEANs: Journal on Global Socio-Economic Dynamics, no. 4(23), July 2020, pp. 45-55, doi:10.35678/2539-5645.4(23).2020.45-55.